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What coverages should the best caravan insurance include?

There are many who enjoy full seasons, or half seasons in a campsite, or similar locations where your caravan will be parked for a while.

Insuring it is essential to be calm and you can enjoy the experience of it in a camping as much as possible, the ideal is that you choose the insurance that supports you against the various unforeseen events that may arise.

It is important to know that this type of insurance covers all possible damages, incidents, problems or claims that fall within its contracted coverage, and also that the caravan is not in free circulation, that is, it is on a campsite – or similar –

Some of the caravan insurance coverages to make you feel at home

This type of policy offers the possibility of including many of the coverages that usually appear in home insurance. At the end of the day, it’s about protecting yourself in your home on wheels so that you only have to worry about living according to your lifestyle.

However, a home insurance and a caravan insurance are not exactly the same, since the coverage of the latter, as in the case of home insurance, changes according to the guarantees you hire.

DAMAGES IN CARAVAN AND ADVANCES

If you take out caravan insurance make sure that it covers for her and her advance the coverages of:

  • Fire.
  • Explosion.
  • Smoke.
  • Atmospheric accidents.
  • Leaks

In the case of your advance, check with your insurance company because there are additional coverages that may interest you.

On the other hand, it also covers other types of breakages, as well as the services of professionals from different unions such as plumbing or electricity, in order to offer coverage for damage caused to your caravan.

An extra that caravan insurance usually includes, are the expenses that may arise from these damages, the extinction of a fire, the salvage of goods, debris or forced eviction of the caravan

WHAT IF THEY ROB US?

It must include coverage for theft and of course theft . These circumstances are covered both in the case of stealing the caravan itself and the contents of the interior.

AND THE BREAKS IN THE CARAVAN?

If a glass, mirror or any item such as the sink breaks, they are covered by caravan insurance such as Seguros Catalana Occidente , provided that this coverage is contracted and has.

In this case, we talk about the coverage against breakage of elements inside the caravan (and I advanced) such as:

  • The glass ceramic.
  • The toilets.
  • The countertops.
  • Crystals and mirrors.

Any type of content in the caravan is covered as long as it deteriorates due to any cause included in the coverage of the policy. Damages that occur in:

  • Furniture.
  • Home appliances.
  • Utensils.
  • Clothing.
  • Curtains.
  • Household goods are covered by insurance.

Adaptability, total coverage and automatic revaluation in a multi-risk insurance for caravans

THE GUARANTEE OF HITTING THE MARK WITH PERSONALIZED INSURANCE

Seguros Catalana Occidente puts at your disposal all possible coverages to face the risks to which you are exposed if you have a caravan, but you decide which ones you want to include in the policy.

That is, you will have the insurance adapted to your needs according to your frequency of use, the type of trips you usually make and the characteristics of the caravan.

Pay only for the services you need and in the way you want , since you can also choose between different forms of payment. And if you are not sure what is best for you, rest assured: a company mediator will guide you through the hiring process, recommending the coverages that best suit your life profile and your caravan.

THE COMPENSATION THAT YOUR CARAVAN WILL COVER

For each of the coverage of the policy, you will see its corresponding capital that will always protect all of your damaged goods, in the event of an accident covered by the policy.

The civil liability coverage that will protect your economy

Catalana Occidente caravan insurance includes civil liability coverage that protects you against numerous circumstances in which you can cause damage to third parties.

It is very easy for you to interact with other members of a campsite. If, for example, you had a water leak in the caravan causing damage due to humidity in other people’s properties, the insurance would take care of them.

The same happens if children or any member of the family cause the material damage: sometimes our children are unpredictable. Imagine breaking the glass of another car, you should pay. Can you imagine that for a childhood occurrence you have to pay up to a significant amount of money?

Conclusions

As we have indicated, you can choose the coverage that you consider necessary in the policy for your caravan to guarantee the protection of your vehicle. In addition, if you tow the caravan with any other vehicle, you will also have it covered with a telephone assistance to answer any questions or unforeseen events that happen to you, wherever you are.

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